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3106 13th Street, Winthrop Harbor, IL 60096.
SHORT SALE. Home is back on the market and ready for a new buyer. Tucked away at the very end of a quiet street in Winthrop Harbor, this unique L-shaped home offers the perfect blend of privacy, space, and convenience. Sitting on a generous half-acre lot surrounded by mature trees, the property feels like a peaceful retreat while still being minutes from shops, parks, and the shores of Lake Michigan. One wing of the home features a classic bi-level layout with 3 bedrooms, a full basement, and spacious living areas. The second wing offers its own private entrance and living quarters - perfect for extended family, guests, or a home office setup. Together, the two sections create a versatile two-homes-in-one design that's hard to find. While the home is move-in ready, a touch of cosmetic updating - fresh carpet, paint, or a kitchen refresh - could truly make it shine and reflect your personal style. Outside, you'll find a backyard sanctuary with room to entertain, garden, or simply unwind under the trees. The location is unbeatable - just steps from the Village Park, Parks & Recreation Department, and a short drive to the Illinois Beach State Park. Whether you're seeking a private escape, multi-generational living, or a smart investment, this property is brimming with potential and charm.
MLS ID: 12557286
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3106 13th Street, Winthrop Harbor, IL 60096.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $343,000 | $343,000 | $343,000 |
| Down Payment | $68,600 | $12,005 | $85,750 |
| Monthly Mortgage Amount | $1,601 | $1,965 | $2,085 |
| Taxes | $477 | $477 | $477 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $151 | $0 |
| Monthly Estimated Total | $2,178 | $2,693 | $2,662 |