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314 Congress Street Ottawa, IL 61350 Residential - Single Family Contingent

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Description

Where Historic Grandeur Meets Modern Peace of Mind. Nestled on the desirable east side, this 1908 residence is a masterclass in architectural preservation and intelligent renovation. More than just a home, it's a rare opportunity to own a piece of history that has been meticulously updated for contemporary life. A grand foyer ushers you into an expansive, light-filled living room, where the original fireplace stands as the centerpiece of the room and gleaming hardwood floors flow underfoot. The adjacent sunroom-a delightful space with classic brick flooring-is the perfect sanctuary for relaxation, morning coffee or a private office. Ascend the home's original, beautifully preserved staircase to the second level, where four impressive bedrooms offer abundant space, large closets, and the same timeless character found throughout. The west bedroom provides a truly special escape: a private covered balcony with a porch swing, offering serene views of the Fox River and the area's iconic steeples. All The Hard Work Is Done. This home has undergone a series of significant, high-value upgrades, ensuring a turnkey experience for its next owner. Major investments include: * Exterior & Structural (2022): A brand-new roof and a new gated fence for enhanced privacy and curb appeal. * Systems & Finishes (2025): The entire electrical system was upgraded to a robust 200-amp service, complemented by a suite of sophisticated, modern light fixtures. * Luxury & Comfort (2025): The upstairs bathroom was completely reimagined with a new vanity, a custom built-in cabinet, and a refreshed shower/tub that thoughtfully retains the original cast-iron tub-a perfect fusion of old and new. * Outdoor Living (2025): A new front sidewalk, a backyard walkway, and an expansive patio with an integrated fire pit create an entertainer's dream. The oversized double lot is a blank canvas awaiting your personal touch. Major clearing was completed in Fall 2025, and the seller is including a landscaping credit along with a professional landscape architect's design to help you create your private outdoor oasis. A key feature of this property is the detached two-car garage, which sits on its own separate, buildable lot (parcel 21-11-251-006), offering incredible flexibility and future value. The main home resides on parcel 21-11-251-007. a quick jaunt to downtown Ottawa. 2 blocks to parks and walking paths. Close to Ottawa High School. This isn't just a house; it's a legacy. Schedule your showing today.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,653
Garage Size: 2
Built in 1908
School District: District 140
Wooded Lot
One Fireplace

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 2,653
County: LaSalle
Listed By:
Baird & Warner 708-491-4155
MRED MLS

Room Information

Foyer: 14X8
Heated Sun Room: 14X8
Mud Room: 9X9
Balcony/Porch/Lanai: 6X17
Bedroom 2: 13X13
Bedroom 3: 11X13
Bedroom 4: 11X13
Dining Room: 17X13
Kitchen: 12X10
Laundry: 5X7
Living Room: 23X14
Primary Bedroom: 16X14
$389,000
Est. $2,545/mo
4beds
2baths
2,653sqft
2cars
Contingent
BEDS4 BATHS2 full SQUARE FEET2,653 MLS#12588667
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 140

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314 Congress Street, Ottawa, IL 61350.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $389,000$389,000$389,000
Down Payment $77,800$13,615$97,250
Monthly Mortgage Amount $1,891$2,290$2,403
Taxes $541$541$541
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$171$0
Monthly Estimated Total $2,545$3,115$3,057

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